Auction date scheduled? Time matters. Call now: (347) 993-3559
FORECLOSURE & REAL ESTATE SOLUTIONS UNDER ONE ROOF

Behind on your mortgage? Facing foreclosure?

You may have more than one option. Whether the goal is to keep the property, resolve the debt, or sell, one team can help you understand every path.

Schedule a confidential consultation Call (347) 993-3559
Attorneys + licensed brokers Confidential review Se habla español

Property & Foreclosure Options Consultation

Takes 60 seconds. No obligation.

What's your goal?

Submitting this form does not create an attorney-client relationship. Your information is kept confidential.

FORECLOSURE · LOSS MITIGATION · REAL ESTATE One location. Multiple solutions.

Legal and real estate professionals working together so you can keep it, settle it, or sell it.

Free consultation
ONE PROPERTY. EVERY OPTION.

You don't have to know which service you need before you call.

Distressed homeowners rarely have only one path. We review the property, the mortgage, and the legal case together, then help you decide which direction makes sense.

PATH 01

KEEP IT

Explore foreclosure-defense and loss-mitigation options, including a possible loan modification.

  • Foreclosure defense & legal review
  • Loan modifications
  • Loss mitigation
  • Foreclosure sale / auction issues
PATH 02

SETTLE IT

Explore negotiated mortgage resolutions and settlement options where available.

  • Loan settlements & negotiated resolutions
  • Financial review & settlement analysis
  • Estate / probate issues affecting the property
  • Short-sale legal support
PATH 03

SELL IT

If keeping the property isn't the right solution, explore a traditional sale, short sale, or other real-estate options.

  • Traditional & distressed-property sales
  • Short sales
  • Cash-buyer options
  • Free Comparative Market Analysis
WHERE ARE YOU IN THE PROCESS?

The earlier you call, the more options you may have.

  1. 01 Pre-foreclosure Missed payments and default notices. The widest range of options.
  2. 02 Lis Pendens Notice that a foreclosure action is pending against the property.
  3. 03 Lawsuit filed You have been served. Response deadlines are short.
  4. 04 Judgment The court has authorized a foreclosure sale.
  5. 05 Auction scheduled Urgent. Call immediately to review what can still be done.
  6. 06 Post-auction Questions about the sale, surplus funds, or next steps.

We also help with

Mortgage delinquency Financial hardship Denied loan modification Inherited property Reverse mortgage Tax, HOA & condo problems Underwater property
REAL ESTATE + LEGAL SERVICES

Two licensed teams. One coordinated plan.

Legal services are provided only by the law office. Real estate brokerage services are provided only by the brokerage. They are separate companies that work together, with clear disclosures, so you understand who does what.

Alan Gerson, Esq.
Attorney at Law · Attorney Broker
Legal & Loss Mitigation Services
  • Foreclosure defense & legal review
  • Loan modifications
  • Loan settlements
  • Loss mitigation
  • Short-sale legal support
  • Foreclosure sale / auction issues
  • Estate & probate property issues
ICON REALTY HOMES LLC
Real Estate Brokerage Services
  • Traditional property sales
  • Short sales
  • Distressed-property sales
  • Cash-buyer options
  • Comparative Market Analysis
  • Valuation & marketing
  • Buyer representation
  • Rental & relocation help
  • Residential & commercial
HOW IT WORKS

You have a property problem. We help you understand your options.

01

Call or request a consultation

Our intake team gathers the basics: property, servicer, where the case stands, and any auction date.

02

We review the full picture

The mortgage, the legal case, and what the property is worth today, reviewed together.

03

Meet the right professional

An attorney for legal and loss-mitigation matters, a licensed broker for sales and valuation, or both.

04

Choose your path

Keep it, settle it, or sell it. You decide, with a clear understanding of each option.

COMMON QUESTIONS

Know where you stand.

General information only, not legal advice. Every situation is different. Speak with an attorney about your case.

What happens after I receive a foreclosure summons?

A summons means the lender has started a lawsuit. There is a short deadline to respond, and missing it can lead to a default. An attorney can review the papers, explain the deadlines, and discuss defenses and loss-mitigation options.

What is a judgment of foreclosure and sale?

It is a court order that allows the property to be sold at a foreclosure auction. Options narrow after judgment, but there may still be time to negotiate, sell, or address issues with the sale. Call right away if a judgment has been entered.

Can I sell my house while it's in foreclosure?

Often, yes, until the auction takes place. If the property is worth more than what is owed, a sale may pay off the loan and leave you with the remaining equity. If you owe more than it's worth, a short sale requires lender approval.

Loan modification or short sale: what's the difference?

A loan modification changes the terms of your mortgage so you can keep the property. A short sale is a sale for less than the amount owed, with the lender's approval. Which fits depends on your income, goals, and the property's value.

What happens to my equity if I sell?

After the mortgage, liens, and closing costs are paid, the remaining proceeds generally belong to you. Selling on the open market before an auction often preserves more equity than waiting. A free market analysis shows what the numbers could look like.

KEEP IT. SETTLE IT. SELL IT.

Schedule a confidential Property & Foreclosure Options Consultation today.

Request a consultation Call (347) 993-3559